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Citi diamond preferred card just a thought, apply for a personal loan and if approved pay off your credit card debts with it Simplicity and rewards+ are 3% for the first 4 months then 5%. Your credit score score should go up quite a bit
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Then apply for the 21 months of zero interest card and pay off the personal loan immediately if approved for the card or cards. Diamond preferred has a 5% transfer fee The thank you preferred comes as a visa by default unless you manage to find one of those offers that come in a mastercard version, such as those 5x gas, groceries and drug stores promo
The typ is harder to qualify for compared to diamond preferred because the typ has a npsl and offer better benefits in general.
Citi diamond preferred low starting cl i was approved for the citi diamon preferred card (after the application went into a review status) and the starting cl is a whooping $500 I called today and they said i would have to use the card for 30 days before i could obtain a higher cl Anyone have any experience with this? So i have a citi simplicity, and was looking at getting a citi diamond preferred for a balance transfer for the 0% for 21 months
Cureently at about 680 credit score, 46% overall utilization, one card at 17%/one at 20%/one at 33%/one at 95% (my simplicity card)/and one maxed (the one i want to bt). Citi diamond preferred card (what credit score would get an approval on this card Nothing is written in stone, but i would estimate 630+. Citi diamond preferred after preselected to apply mailer in my ongoing quest to never be out of 5/24 and and thereby never eligible for csp card, i was approved tonight for citi diamond preferred card with a $5,500 sl
In the interest of sharing stats and info, i wanted to share the below.
I'm thinking of applying (i like their 18 months of balance transfer at 0%), but i have all 3 credit bureaus locked. Applying for the citi diamond preferred again after converting old cdp to citi rewards+ hi all, i got the citi diamond preferred in april 2020 primarily for the 0% interest for 21 month offer I used the card for some purchases and balance transfers and finished paying it off a few months ago. Which citi cards can get used immediately after approval
Previously, when i got approved for my citi premier card, i could use the card immediately, using the virtual card feature This excellent feature helped me to place several online spends on the card while the card finally arrived after 1.5 months (chip shortage, snail mail). Diamond preferred and simplicity both offer 21 months 0% apr for bt Rewards+ had same for 15 months
